PM Awas Yojana: The government is giving a grant of ₹ 2.50 lakh to build a permanent house, know how to apply

PM Awas Yojana: A lot of households in the nation still have aspirations of owning a pucca home. The national government launched the PM Awas Yojana specifically for the economically disadvantaged and impoverished. The government provides financial aid to those in need so they may construct their own pucca homes under this program. Both urban and rural communities are using this program.

Currently receiving a Rs 2.50 lakh subsidy

Pradhan Mantri Awas Yojana 2.0, the second phase of PM Awas Yojana Urban (PMAY Urban), has been initiated by the government. As a result, the Rs 1.50 lakh subsidy that was previously accessible has been raised to Rs 2.50 lakh. The lower middle class (LIG) and economically disadvantaged (EWS) households profit from this program by being able to construct the home of their dreams.

Who is eligible to receive the scheme’s benefits?

Pradhan Mantri Awas Yojana 2.0 (Urban) is only available to households that meet the following requirements:

• The applicant’s yearly income must not exceed Rs 3 lakh.
• No family member should have a pucca home registered in their name anywhere in the nation.
• Individuals who own a piece of land or a kutcha home but lack the funds to construct a pucca house would profit from this program.
• Having legitimate land documentation (lease, etc.) is essential.
• The applicant household should be classified as BPL.

Documents needed to submit an application

You must have the following papers on hand if you want to apply for PM Awas Yojana 2.0:

• The Aadhaar card
• Land documents, such as leases or other legitimate paperwork
• Income certificate (with less than Rs 3 lakh in income)
• Self-reporting that none of the family members own a pucca home
• Certificate of residency in a municipal area

How do I apply?

You may apply for this program by going to the municipal office that is closest to you. When applying, make sure you have all the required paperwork. Following application review, document verification, and geotagging, qualified individuals get permission letters. Following this, you may begin building your home.